By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Jangopedia Logo
  • Home
  • News
    • Bitcoin
    • Altcoin
    • DeFi
    • NFT
    • Regulation
    • Blockchain
    • Press Release
    • Sponsored
  • Forecast
  • Advisor
    • Credit Cards
    • Loans
    • Mortgages
    • Insurance
    • Banking
    • Investing
    • Managing Your Finances
      • Taxes
      • Credit Score
      • Debt
    • Money Transfer
  • Stories
Reading: Best Cash Back Credit Cards
Sign In
  • Join US
JangopediaJangopedia
Aa
Search
  • Home
  • News
    • Bitcoin
    • Altcoin
    • DeFi
    • NFT
    • Regulation
    • Blockchain
    • Press Release
    • Sponsored
  • Forecast
  • Advisor
    • Credit Cards
    • Loans
    • Mortgages
    • Insurance
    • Banking
    • Investing
    • Managing Your Finances
    • Money Transfer
  • Stories
Have an existing account? Sign In
Follow US
  • Contact
  • Blog
  • Complaint
  • Advertise
© 2022 Jangopedia. All Rights Reserved.
Credit CardsBest

Best Cash Back Credit Cards

Jangopedia
By Jangopedia Published July 10, 2022
Share
12 Min Read
Best Cash Back Credit Cards
pexels
SHARE

Best Cash Back Credit Cards For Loyal Shoppers

Best Cash Back Credit Cards

There are many factors to consider when deciding which of the many cash back credit cards is the best for you. Cash-back rate is the most important consideration, but you should also consider the annual fee, sign-up bonus, and bonus categories. You should also decide if you prefer a flat rate for all purchases, or a higher rate for certain purchases in bonus categories. In general, you should choose a cash-back credit card that offers the highest amount of cash back over time.

Best Cash Back Credit Cards for Everyday Spending

There are many cash back credit cards on the market, but the best ones are usually a bit more expensive than others. Here is a quick rundown of some of the best ones for everyday spending. The Capital One Venture X Rewards Credit Card earns 10x miles on purchases, and has a 75,000-mile bonus after spending $4,000 in the first three months. It has no annual fee, and you earn cash back on everything from gas to groceries.

The Secret To Splitting Your Money And Bills Fairly As A Couple
Trending
The Secret to Splitting Your Money and Bills Fairly as a Couple

When choosing the best cash back credit card for your everyday spending, remember to use it for all of your purchases. Even if you pay with cash, there are some merchants that do not accept credit cards. Paying cash is sometimes the best option if you get a significant discount. The discount could be up to 5%, making it worth the savings. You might as well take advantage of the extra 5% reward on everyday purchases.

More Read

Best First Credit Cards To Build Credit

Best First Credit Cards To Build Credit

Best Balance Transfer Credit Cards
In the Economy 3.0, metaverses will create jobs for millions

Best Cash Back Credit Cards for Loyal Shoppers

To be eligible for the Best Cash Back Credit Cards for loyal shoppers, you should have excellent to good credit, with a FICO score of at least 700. If your credit score is below this, you may want to work on improving your credit score before applying. That said, several cards on this list accept applications from people with fair credit. This makes them perfect for students, who rarely have excellent credit. So what are the Best Cash Back Credit Cards for loyal shoppers?

The Chase Freedom Unlimited Card is an excellent choice for rewards-seeking shoppers. With this card, you can get 5% back on the first $500 of purchases. This card also provides 1% back on other purchases. You can use it as your primary grocery shopping rewards card and earn up to 4% cash back on your purchases every quarter. In addition to earning cash back on grocery purchases, this card also has no foreign transaction fees and low annual percentage rates.

Best Cash Back Cards for Those Who Qualify

The best cash back credit card for you will depend on your spending habits and lifestyle. If you prefer a flat-rate cash back credit card, you may want to choose one without bonus categories. If you prefer to earn more rewards on categories that you already use often, you should opt for a bonus cash back credit card. For example, if you spend a lot on groceries, gas and dining, you may want to opt for a card with bonus categories.

In addition to free annual fees, cash back credit cards also give you access to your FICO score on your monthly statement. Most cash back cards offer rewards on a percentage of your spending. You can redeem your cash back on gift cards, or withdraw cash directly from your credit card. You can use a cash back credit card for everyday purchases or to pay off large bills. These cards can be extremely useful for travelers and families, but they should not be the only option you consider.

Chase Freedom Flex℠

The Chase Freedom FlexSM Cash Back credit card is a great choice for those who want to earn rewards while paying off their balance. This card earns 5% cash back on two bonus categories, as well as unlimited 2% in the everyday category. You can also use your card to earn points for qualifying Walmart purchases. In addition, you can get a bonus on your purchases when you purchase qualifying items with PayPal. However, you must know that the bonus categories change every three months, and you’ll need to activate them every quarter to make use of them.

This credit card has several benefits, including cash back for purchases in select categories and a $200 bonus after spending $500 in the first three months. You can also earn 5% back in certain categories during quarterly rotations. This credit card is perfect for travelers as it gives you the chance to earn extra cash back on flights, hotels, and more. In addition, it has no annual fee. The Chase Freedom FlexSM Cash Back credit card is easy to use and offers flexible payment options, such as bill pay. You can also get free money by redeeming Chase Ultimate Rewards for purchases.

Wells Fargo Active Cash® Card

If you’re interested in a credit card with a generous cash back program, consider applying for the Wells Fargo Active Cash® Card. This card comes with a low introductory APR, no annual fee, and is perfect for people who aren’t too concerned with keeping track of category rewards or juggling several cards. The card is a great choice for a cash back program, and you’ll also be rewarded for making your monthly payments on time.

The Wells Fargo Active Cash Card has a good rewards rate and a solid Visa portfolio, which includes travel protection and a free cellphone insurance plan. The card’s features aren’t as strong as some other cards with a two percent cash rewards rate, though. While the card doesn’t offer World Elite Mastercard benefits, it does offer free cellphone insurance coverage up to $600 per claim, and requires a $25 deductible.

Blue Cash Preferred® Card from American Express

If you’re looking for a credit card that rewards you for everyday purchases, consider the Blue Cash Preferred® Card from American Express. This credit card gives you a generous 6% cash back on U.S. supermarket purchases, 3% on transit, and 1% on other purchases. There is a $1,000 yearly spend limit, but it’s well worth the hassle of annual fees. Bankrate’s experts have given the card high marks for value and ease of use.

The Blue Cash Preferred card has a $95 annual fee, but this fee is offset by the rewards you receive. However, if you’re not interested in paying an annual fee, you can opt for the smaller, no-fee Blue Cash Everyday(r) Card instead. If you’re shopping online, use the card for all purchases, including gas, food, and entertainment. You can even use it at gas stations, grocery stores, and department stores.

The Blue Cash Preferred® Card from American Express offers rewards from various categories. For example, it offers 6% cash back on purchases at supermarkets and gas stations in the United States. If you spend over $3,000 within six months, you can receive a $350 statement credit. The rewards are typically statement credits, but AmEx occasionally offers other redemption options. If you are planning on making large purchases, you should check the rewards section to see how much money you could earn.

Discover it® Cash Back

When deciding which cash back credit cards to apply for, consider the Discover it(r) Cash Back card. Its Cash Back Bonus allows you to earn twice as much money as you normally would. This can add up to hefty rewards for those who have a habit of spending a large portion of their monthly budget on these types of purchases. You can apply your cash back to select categories, such as gas, restaurants, and grocery purchases.

When considering Discover it Cash Back, it’s important to note that the sign-up bonus is fairly low compared to other cards. That said, you can redeem as little as $0.01 worth of cash back on the card for a $100 gift card. Other benefits of this card include free FICO scores, no annual fee, and no penalty APR. The Discover it Cash Back has a few drawbacks, though.

Citi Custom Cash℠ Card

If you’re a consumer who makes purchases in one category, the Citi Custom CashSM Card is an excellent choice. Its 1% cash back bonus applies to all purchases, and you earn the cash back automatically as you use your card. Moreover, this card doesn’t require a high monthly spending requirement and there is no annual fee. However, you will have to meet some minimum spending requirements to get the bonus.

While other cash back credit cards offer higher cashback rates, the Citi Custom Cash(sm) Card has a lower limit for spending. In fact, a single transaction can earn up to 5%. While this limit is less competitive than other cards, it still may be sufficient to help you earn more cash back, depending on your spending habits. There’s no annual fee, and it offers a 0% introductory APR for 15 months.

The Citi Custom CashSM Card offers impressive rewards rates in its top category, such as dining and retail shopping. However, its rewards are modest in other categories. With 1% rewards for all other categories, you might need to choose another card that offers higher cash back. However, this card offers a $300 statement credit for spending $3,000 within six months. Alternatively, you can convert the cash back to Citi ThankYou points, which you can use to get more rewards.

  • The Secret To Splitting Your Money And Bills Fairly As A Couple
    The Secret to Splitting Your Money and Bills Fairly as a Couple
    by Jangopedia●January 21, 2023
  • Health Insurance
    Health Insurance
    by Jangopedia●September 7, 2022

Previous Article Best Balance Transfer Credit Cards Best Balance Transfer Credit Cards
Next Article Best First Credit Cards To Build Credit Best First Credit Cards To Build Credit
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Stay Connected

235.3k Followers Like
69.1k Followers Follow
Pinterest Pin
56.4k Followers Follow
25.4k Members Follow
- Advertisement -

Latest Crypto News

Food Couple Restaurant Breakfast Cafe Eating Smile Chinese Date Afro American T20 V7K9X8 840X487 1
The Secret to Splitting Your Money and Bills Fairly as a Couple
Health Insurance
Health Insurance
Best Car Insurance
The Best Car Insurance Companies for August 2022
Best First Credit Cards To Build Credit
Best First Credit Cards To Build Credit

You Might also Like

Best First Credit Cards To Build Credit
Credit CardsBest

Best First Credit Cards To Build Credit

July 10, 2022
Best Balance Transfer Credit Cards
AdvisorBestCredit Cards

Best Balance Transfer Credit Cards

July 10, 2022
In The Economy 3.0, Metaverses Will Create Jobs For Millions
NFT

In the Economy 3.0, metaverses will create jobs for millions

May 30, 2022

Life is the Topic Money is the Tool

Subscribe to our free weekly newsletters, This Week In Your Wallet and Jangopedia’s weekly digest. We will never sell or share your data with outside parties

[mc4wp_form id=”2330″]

Quick Link

  • Bitcoin
  • Crypto Currency
  • Cryptocurrency Exchanges
  • Dogecoin
  • Ethereum Price

Top Categories

  • Bitcoin
  • Crypto Currency
  • Cryptocurrency Exchanges
  • Dogecoin
  • Ethereum Price

Useful

Advertise

  • Advertise with us
  • Newsletters
  • Deal

© 2022 Jangopedia. All Rights Reserved.

  • PRIVACY POLICY
  • COOKIES POLICY
  • TERMS OF USE
  • OUR SITE MAP

Removed from reading list

Undo
Welcome Back!

Sign in to your account

Lost your password?